Achieve reports that "charged-off as bad debt" means creditors consider an unpaid debt uncollectible, impacting credit scores and potential collections.

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Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Thomas J. Brock is a CFA and CPA with more than 20 years of experience in various areas ...

If you have unpaid credit card bills that are sent to collections, you have several options when it comes to repaying the debt. You can wait for the debt to reach the statute of limitations in your ...

If you have delinquent debt that has been sold to a debt collector, you may be looking for ways to try and resolve the issue — and right now is a good time to decide on a path forward. After all, ...