Yes, some annuities have fees 💸 And no, that’s not automatically a bad thing. What is bad is not understanding what those fees actually do to the client’s money 🤔 Some fees exist strictly to support lifetime income 🔒💰 Others are tied to higher growth potential through certain index strategies 📈 The key is knowing which fees matter, which ones don’t, and how they impact account value over time 🧠 If you can explain fees clearly, confidently, and honestly, clients trust you more — not less 🤝
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